How would you describe the issue of household debt on things like credit cards, home mortgages, payday loans, and car loans? |
A very serious national problem:
53%
A somewhat serious national problem:
41%
A not too serious national problem:
4%
Not a serious national problem at all:
2%
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Do you believe that the problem of rising household debt is primarily a problem for lower income families, or is it also a problem for middle income families? |
Problem for lower income families:
4%
Problem also for middle class families:
96%
Not a problem for either:
0%
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Thinking about your own household, to what extent are you worried about your ability to pay your bills this month? |
Not worried at all:
58%
Only a little worried:
27%
More than a little worried:
13%
Very worried:
3%
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Thinking about your own household again, to what extent are you worried about your ability to pay your bills eventually? |
Not worried at all:
47%
Only a little worried:
34%
More than a little worried:
16%
Very worried:
3%
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Do you feel like you are more in debt than most of your friends? |
I am in more debt than most of my friends:
16%
I am in less debt than most of my friends:
55%
I have about the same debt as most of my friends:
26%
I don't have any friends:
3%
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Have you ever stopped paying on a debt, had a car repossessed, had a house foreclosed, or sought bankruptcy protection? |
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Generally speaking, has your level of debt gone up, gone down, or stayed about the same over the past five years? |
Gone up:
27%
Gone down:
35%
Stayed about the same:
38%
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Which of the following is the largest component of your debt? |
Credit cards:
11%
Car loans:
4%
Mortgage:
55%
Medical bills:
2%
School loans:
8%
Home equity loans:
4%
Payday loans:
0%
I am pretty much debt free:
16%
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Which of the following adjustments to your life would you be least willing to make to pay your debts? |
Give up a dream job to take one that makes more money:
16%
Give up a love match to marry money:
32%
Quit school to go to work:
1%
Move to a less expensive, less interesting city:
18%
Adopt a budget that postpones fun until I am too old to enjoy anything:
33%
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For which of the following things would you be most willing to incur a large debt? |
Remodeling my home:
43%
My own education:
10%
My kids' education:
33%
My dream vacation or trip:
11%
Getting elected to political office:
3%
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Do you think that young people today face tougher financial pressures than young people did in previous generations? |
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To what extent do you think people today associate being in debt with embarrassment or shame? |
A lot:
15%
Not very much:
59%
Not at all:
26%
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What is the youngest age at which you think someone should have a credit card? |
Ten or younger:
1%
Between eleven and seventeen:
5%
Between eighteen and twenty:
41%
Twenty-one or over:
53%
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Which of the following is the largest amount of money you would loan a family member? |
In the tens of dollars:
10%
In the hundreds of dollars:
30%
In the thousands of dollars:
36%
In the ten thousands of dollars:
14%
I would never loan money to a family member:
10%
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The State of Georgia currently has a law banning payday loan operations. Should the State of Missouri have a similar law? |
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Do you think that you are saving enough money for your retirement? |
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Which of the following sayings about money best captures your philosophy of life? |
"Money is the root of all evil":
6%
"Money talks":
16%
"Money can't buy happiness":
39%
"Time is money":
15%
"It is just as easy to fall in love with a wealthy person as a poor one":
8%
"Put your money where your mouth is":
17%
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Do you own your own home? |
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